If you have a soft spot for comforting treats that fill your home with irresistible aromas, then this Delicious Homemade Chocolate Banana Bread Recipe is about to become your new favorite. Combining the natural sweetness of ripe bananas with the decadent richness of cocoa and melty chocolate chips, this bread is moist, tender, and absolutely bursting with chocolate goodness. Whether you’re baking for a casual breakfast, an afternoon pick-me-up, or a sweet snack, this recipe delivers every time and makes your kitchen feel instantly cozy and welcoming.

Ingredients You’ll Need
The beauty of this recipe lies in its simplicity and the harmony between every ingredient. Each one plays a crucial role, whether it’s the bananas lending sweetness and moisture, the cocoa powder adding rich chocolate flavor, or the eggs and butter creating a tender crumb that melts in your mouth. Here’s what you’ll gather:
- 3 medium Ripe Bananas, mashed: The browner the better, as they bring natural sweetness and moisture.
- 1 cup Granulated Sugar: Adjust this based on how sweet you like your bread; it balances the flavors perfectly.
- 0.5 cup Unsalted Butter, melted: Adds richness and a velvety texture to the loaf.
- 2 large Eggs: Room temperature eggs help bind everything together for a fluffy result.
- 2 cups All-Purpose Flour: Sifting this ensures your bread is light and tender.
- 1 teaspoon Baking Soda: The key leavening agent that makes your bread rise beautifully.
- 1 pinch Salt: Enhances the overall flavor profile and balances the sweetness.
- 0.33 cup Unsweetened Cocoa Powder: For that intense, rich chocolate flavor that transforms this banana bread.
- 1 cup Semi-Sweet Chocolate Chips: Little bursts of gooey goodness throughout every bite.
How to Make Delicious Homemade Chocolate Banana Bread Recipe
Step 1: Prepare Your Oven and Pan
Kick things off by preheating your oven to 350°F (175°C) and greasing your loaf pan or lining it with parchment paper. This ensures your bread won’t stick and will come out looking as lovely as it tastes.
Step 2: Mash the Bananas
Take your ripe bananas and mash them in a large mixing bowl until they’re smooth and creamy. This step is what brings the natural sweetness and moisture to the bread, so make sure no big lumps remain!
Step 3: Combine Butter and Bananas
Pour the melted butter into the mashed bananas and stir until fully combined. This adds a rich, buttery base to the batter that will make your bread satisfyingly tender.
Step 4: Add Sugar and Eggs
Whisk the granulated sugar into the banana and butter mixture. Then, add the eggs one at a time, mixing well after each addition to create a smooth, cohesive batter that’s ready to rise.
Step 5: Mix Dry Ingredients
In a separate bowl, stir together the all-purpose flour, baking soda, salt, cocoa powder, and chocolate chips. Combining these dry ingredients separately ensures even distribution in the batter for consistent flavor and texture.
Step 6: Combine Wet and Dry Mixtures
Gradually fold the dry mixture into the wet one, mixing gently until just combined. Be careful not to overmix, or your bread might turn out dense instead of delightfully tender.
Step 7: Pour Batter Into Pan
Transfer the batter into your prepared loaf pan and smooth the top with a spatula. This step helps your bread bake evenly and have a beautiful finish.
Step 8: Bake Until Perfect
Pop your loaf into the preheated oven and bake for 60 to 70 minutes. The bread is done when a toothpick inserted into the center comes out clean or with just a few moist crumbs attached.
Step 9: Cool Before Slicing
Let the bread cool in the pan for 10 to 15 minutes so it firms up slightly. Then transfer it onto a wire rack to cool completely, which makes slicing easier and keeps your bread nice and moist.
Step 10: Slice and Enjoy
Now comes the best part: slicing your loaf and savoring the delightful combination of chocolate and banana. Serve it warm for gooey chocolate chips or at room temperature to enjoy that perfect balance of flavors.
How to Serve Delicious Homemade Chocolate Banana Bread Recipe

Garnishes
A sprinkle of powdered sugar, a drizzle of melted chocolate, or a handful of extra chocolate chips scattered on top can elevate your loaf visually and tastewise. For a fresh touch, toss on some chopped walnuts or sliced bananas right before serving.
Side Dishes
This chocolate banana bread pairs wonderfully with a warm cup of coffee, creamy vanilla yogurt, or even a scoop of ice cream if you want to get a little indulgent. Consider a smear of peanut butter or cream cheese for a deliciously rich twist.
Creative Ways to Present
Try serving slices stacked on a pretty plate with a few fresh berries and mint leaves for a charming brunch table. You can also cut it into bite-sized squares for dessert platters or wrap individual slices as thoughtful homemade gifts.
Make Ahead and Storage
Storing Leftovers
If you have leftovers, good news — this banana bread stores beautifully. Wrap it tightly in plastic wrap or store it in an airtight container at room temperature for up to 3 days to keep it moist and fresh.
Freezing
For longer storage, wrap the cooled loaf (or individual slices) in plastic wrap and then foil before freezing. It will keep well for up to 3 months. Thaw overnight in the fridge or at room temperature when ready to enjoy.
Reheating
Rewarm slices in a toaster oven for a few minutes or microwave them briefly to bring back that freshly baked warmth and softness. Adding a little butter or cream cheese on top right after reheating makes it even more mouthwatering.
FAQs
Can I use overripe bananas for this recipe?
Absolutely! In fact, the riper your bananas are, the better — they bring natural sweetness and extra moisture, which is perfect for this chocolate banana bread.
Is it possible to substitute the butter with oil?
Yes, you can substitute butter with vegetable or coconut oil, but keep in mind it might alter the flavor slightly and the bread may be less rich. Use about 3/4 of the amount when replacing.
What if I don’t have semi-sweet chocolate chips?
No worries! You can use dark, milk, or even white chocolate chips, or chop a chocolate bar into chunks for a similar melty texture throughout the loaf.
Can I make this bread gluten-free?
To make a gluten-free version, swap the all-purpose flour with a gluten-free flour blend that includes xanthan gum to help with the texture and structure.
How do I know when the bread is fully baked?
The best way is to insert a toothpick or cake tester into the center; it should come out clean or with a few moist crumbs. If it’s wet, give the bread more time in the oven.
Final Thoughts
There’s something truly special about this Delicious Homemade Chocolate Banana Bread Recipe that brings warmth and sweetness to any day. From the simple ingredients to the rich, cozy flavors, it’s a total crowd-pleaser that’s easy enough for any home baker to master. So don’t hesitate — gather your ingredients, preheat that oven, and treat yourself and your loved ones to this fantastic chocolate banana bread. You won’t regret it!
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Delicious Homemade Chocolate Banana Bread Recipe
- Prep Time: 15 minutes
- Cook Time: 70 minutes
- Total Time: 85 minutes
- Yield: 8-8 servings
- Category: Dessert, Snack, Bread
- Method: Baking
- Cuisine: American
Description
This delicious homemade chocolate banana bread combines ripe bananas with rich cocoa powder and semi-sweet chocolate chips for a moist, flavorful treat. Perfectly sweetened with granulated sugar and tenderized by melted butter, this banana bread is ideal for breakfast, snacks, or dessert. Its easy preparation and classic baking method make it a comforting favorite for all ages.
Ingredients
Wet Ingredients
- 3 medium Ripe Bananas, mashed (The browner the bananas, the better for sweetness.)
- 0.5 cup Unsalted Butter, melted (Provides richness and flavor.)
- 2 large Eggs (Should be at room temperature.)
Dry Ingredients
- 1 cup Granulated Sugar (Adjust based on sweetness preference.)
- 2 cups All-Purpose Flour (Sift before measuring for a lighter texture.)
- 1 teaspoon Baking Soda (Leavening agent for fluffiness.)
- 1 pinch Salt (Enhances flavor.)
- 0.33 cup Unsweetened Cocoa Powder (For rich chocolate flavor.)
- 1 cup Semi-Sweet Chocolate Chips (Adds bursts of chocolate flavor.)
Instructions
- Preheat Oven and Prepare Pan: Preheat your oven to 350°F (175°C) and prepare your loaf pan by greasing it or lining it with parchment paper to prevent sticking.
- Mash Bananas: Mash the ripe bananas in a large mixing bowl until smooth, ensuring an even texture throughout the bread.
- Add Melted Butter: Pour the melted butter into the mashed bananas and mix thoroughly until the mixture is smooth and combined.
- Incorporate Sugar and Eggs: Whisk in the granulated sugar, then add the eggs one at a time, mixing well after each addition to create a smooth batter.
- Combine Dry Ingredients: In a separate bowl, sift together the all-purpose flour, baking soda, salt, and unsweetened cocoa powder. Add the semi-sweet chocolate chips and gently mix to distribute evenly.
- Mix Wet and Dry Ingredients: Gradually add the dry ingredients to the wet mixture, folding gently until just combined to avoid overmixing which could toughen the bread.
- Pour Batter into Pan: Transfer the batter into the prepared loaf pan and smooth the top to ensure even baking.
- Bake: Bake in the preheated oven for 60-70 minutes, checking for doneness by inserting a toothpick into the center; it should come out clean or with a few moist crumbs.
- Cool in Pan: Allow the bread to cool in the pan for 10-15 minutes to set before removing.
- Cool Completely and Serve: Transfer the bread to a wire rack to cool completely. Slice and serve warm or at room temperature for best flavor and texture.
Notes
- Use very ripe bananas for maximum sweetness and moisture.
- Do not overmix the batter once dry ingredients are added to keep the bread tender.
- You can replace semi-sweet chocolate chips with dark chocolate chips for a richer taste.
- Store leftover bread in an airtight container at room temperature for up to 3 days or refrigerate for up to a week.
- For gluten-free option, substitute all-purpose flour with a gluten-free flour blend.

