If you want to treat yourself to a classic bakery favorite that feels like a warm hug in every bite, look no further than this Banana Chocolate Chip Muffins Recipe. These muffins boast the perfect balance between sweet, ripe banana flavor and those melty pockets of gooey chocolate chips. Moist, tender, and wonderfully fragrant, they come together quickly with simple ingredients you likely have on hand. Whether you’re baking for breakfast, snack time, or a casual dessert, this recipe never fails to impress with its comforting taste and delightful texture.

Ingredients You’ll Need
Getting the ingredients right is half the joy of baking, and this Banana Chocolate Chip Muffins Recipe relies on a handful of pantry staples that deliver incredible flavor and gorgeous texture. Each component plays its role, ensuring your muffins come out moist, sweet, and perfectly fluffy.
- 3 ripe bananas: The star of the show, mashed bananas add natural sweetness and moisture.
- 1/2 cup granulated sugar: Adds sweetness and helps with browning during baking.
- 1/4 cup brown sugar: Introduces a tender chewiness and deeper flavor.
- 1/3 cup vegetable oil (or melted butter): Keeps the muffins moist and rich without heaviness.
- 1/4 cup milk: Provides moisture to the batter and helps bind ingredients.
- 1 large egg: Binds ingredients and contributes to structure and tenderness.
- 1 teaspoon vanilla extract: Enhances the overall flavor with a warm, aromatic note.
- 1 1/2 cups all-purpose flour: Forms the foundation, providing structure for the muffins.
- 1 teaspoon baking soda: Leavens the muffins to create a light and airy crumb.
- 1/2 teaspoon salt: Balances the sweetness and boosts flavor depth.
- 1/2 teaspoon cinnamon (optional): Adds a subtle warmth and spice for extra flavor complexity.
- 3/4 cup semi-sweet chocolate chips: Brings those irresistible pockets of melty chocolate throughout.
How to Make Banana Chocolate Chip Muffins Recipe
Step 1: Prepare Your Oven and Muffin Tin
Start by preheating your oven to 350°F to ensure it’s nice and hot by the time your batter is ready. Line a 12-cup muffin tin with paper liners or grease it lightly. This simple step guarantees your muffins come out cleanly and hold their shape perfectly.
Step 2: Mix the Wet Ingredients
In a large bowl, whisk together the mashed bananas with the granulated sugar, brown sugar, oil, milk, egg, and vanilla extract until smooth and uniformly combined. The bananas provide natural sweetness and moisture, which paired with the sugars and oil makes for a lovely, tender crumb.
Step 3: Combine Dry Ingredients Separately
In another bowl, whisk the all-purpose flour, baking soda, salt, and cinnamon (if using) thoroughly. Mixing the dry ingredients separately ensures they get evenly distributed throughout the batter, so every muffin bakes up perfectly.
Step 4: Bring Wet and Dry Ingredients Together
Gently fold the dry mixture into the wet ingredients. Stir just until combined; a few lumps are okay. Overmixing can lead to dense muffins, so keep it light and easy. Then carefully fold in the chocolate chips so they’re evenly dispersed without breaking them up.
Step 5: Bake the Muffins
Divide the batter evenly among the muffin cups, filling each about three quarters full to allow room for rising. Bake for 18 to 22 minutes until the muffins are golden brown and a toothpick inserted in the center comes out clean. Let the muffins cool in the pan for five minutes before transferring them to a wire rack to cool completely. Enjoy that irresistible aroma as they bake!
How to Serve Banana Chocolate Chip Muffins Recipe

Garnishes
Add a pat of butter or drizzle a little honey on top of a warm muffin for extra indulgence. A light sprinkle of powdered sugar or chopped nuts also adds a beautiful finish and enhances the texture if you want a bit of crunch.
Side Dishes
Serve your Banana Chocolate Chip Muffins Recipe alongside a cup of freshly brewed coffee or a creamy latte for the perfect morning pick-me-up. For a fuller breakfast, pair with a yogurt parfait or a fresh fruit salad to balance the rich flavors.
Creative Ways to Present
Try slicing the muffins in half and toasting them lightly before spreading with nut butter or cream cheese. You can also use them as a base for mini dessert sandwiches, adding a scoop of ice cream between two halves for a fun twist everyone will love.
Make Ahead and Storage
Storing Leftovers
Keep any leftover Banana Chocolate Chip Muffins Recipe in an airtight container at room temperature for up to three days. This preserves their tenderness and keeps them deliciously moist without drying out.
Freezing
These muffins freeze beautifully. Wrap each muffin individually in plastic wrap or foil, then place in a freezer-safe bag or container. They will retain their best quality for up to three months, so you can enjoy that freshly baked feeling any time.
Reheating
To enjoy your muffins warm, thaw frozen muffins at room temperature or microwave for about 20 seconds. For a crispy top, pop thawed muffins in a toaster oven for a few minutes—it’s a quick way to revive just-baked goodness.
FAQs
Can I use overripe bananas?
Absolutely! In fact, overripe bananas are perfect because they are sweeter and softer, which enhances the flavor and moisture of the Banana Chocolate Chip Muffins Recipe.
Is it okay to substitute the oil with butter?
Yes, melted butter can be used instead of vegetable oil. It adds a richer flavor, though the muffins may be slightly denser. Either way, the muffins will be delicious!
Can I add nuts to this recipe?
Definitely. Chopped walnuts or pecans make a fantastic crunchy addition. Just fold about 1/2 cup into the batter before baking.
Can I make these muffins gluten-free?
You can substitute the all-purpose flour with a gluten-free baking blend in equal amounts. Just be sure your baking blend contains xanthan gum or another binder to keep the texture right.
How do I avoid the chocolate chips sinking to the bottom?
To prevent sinking, toss the chocolate chips in a small amount of flour before folding them into the batter, which helps suspend them evenly throughout the muffins.
Final Thoughts
This Banana Chocolate Chip Muffins Recipe has a special place in my heart, and I truly hope it becomes a favorite for you too. It’s simple to whip up but feels delightfully indulgent and comforting. Whether for breakfast, a snack, or sharing with friends, these muffins never fail to bring smiles and warm moments. Give it a try—you’ll be amazed by how quickly this recipe becomes a go-to in your kitchen!
Print
Banana Chocolate Chip Muffins Recipe
- Prep Time: 10 minutes
- Cook Time: 20 minutes
- Total Time: 30 minutes
- Yield: 12 muffins
- Category: Breakfast
- Method: Baking
- Cuisine: American
- Diet: Vegetarian
Description
Deliciously moist and easy-to-make Banana Chocolate Chip Muffins, perfect for breakfast or a snack. Made with ripe bananas, semi-sweet chocolate chips, and a hint of cinnamon, these muffins bring a perfect balance of sweetness and flavor in every bite.
Ingredients
Wet Ingredients
- 3 ripe bananas, mashed
- 1/2 cup granulated sugar
- 1/4 cup brown sugar
- 1/3 cup vegetable oil (or melted butter)
- 1/4 cup milk
- 1 large egg
- 1 teaspoon vanilla extract
Dry Ingredients
- 1 1/2 cups all-purpose flour
- 1 teaspoon baking soda
- 1/2 teaspoon salt
- 1/2 teaspoon cinnamon (optional)
Add-ins
- 3/4 cup semi-sweet chocolate chips
Instructions
- Preheat and Prepare Muffin Tin: Preheat your oven to 350°F (175°C). Line a 12-cup muffin tin with paper liners or lightly grease the cups to prevent sticking.
- Mix Wet Ingredients: In a large bowl, whisk together the mashed bananas, granulated sugar, brown sugar, vegetable oil (or melted butter), milk, egg, and vanilla extract until the mixture is smooth and uniform.
- Combine Dry Ingredients: In a separate bowl, whisk the all-purpose flour, baking soda, salt, and optional cinnamon until evenly mixed.
- Combine Wet and Dry: Gradually add the dry ingredients into the wet banana mixture, stirring gently until just combined. Be careful not to overmix to keep the muffins tender.
- Fold in Chocolate Chips: Gently fold the semi-sweet chocolate chips into the batter, evenly distributing them without overworking the mixture.
- Fill Muffin Cups: Divide the batter evenly among the muffin cups, filling each about three-quarters full to allow room for rising.
- Bake the Muffins: Place the muffin tin in the preheated oven and bake for 18 to 22 minutes, or until a toothpick inserted into the center of a muffin comes out clean.
- Cool: Let the muffins cool in the pan for 5 minutes to firm up, then transfer them to a wire rack to cool completely before serving or storing.
Notes
- Add chopped walnuts or pecans to the batter for added crunch and flavor.
- These muffins freeze well; wrap them individually and store in an airtight container for up to 3 months to enjoy later.
- For a heartier and more nutritious version, substitute all-purpose flour with whole wheat flour.

