If you are searching for a cozy treat that marries the natural sweetness of pumpkin with the indulgent delight of chocolate, then this Healthy Pumpkin Chocolate Chip Bread Without Oil Recipe is exactly what you need. This loaf is moist and flavorful without any added oil, relying on wholesome ingredients like pumpkin puree and yogurt to create a tender crumb. It’s the perfect blend of fragrant spices and melty chocolate chips, making it ideal for breakfast, a snack, or even a guilt-free dessert. Let me take you through this easy, oil-free way to enjoy a classic favorite with a nourishing twist.

Ingredients You’ll Need
The magic of this Healthy Pumpkin Chocolate Chip Bread Without Oil Recipe lies in its simple, thoughtfully chosen ingredients. Each item plays a key role, from adding moisture and flavor to ensuring the perfect texture and that inviting autumnal color.
- Pumpkin puree: Adds natural moisture, subtle sweetness, and vibrant orange color.
- Plain yogurt (Greek or regular): Keeps the bread tender and moist without any oil.
- Eggs: Provide structure and richness to the bread.
- Maple syrup or honey: Natural sweeteners that bring depth and balance.
- Vanilla extract: Enhances all the flavors with its warm aroma.
- All-purpose flour: The base that holds the bread together.
- Baking soda: Helps the bread rise for a light, fluffy texture.
- Salt: Balances sweetness and enhances flavor.
- Ground cinnamon, nutmeg, ginger, and cloves: Classic autumn spices that bring cozy warmth.
- Chocolate chips (dark or semi-sweet): The irresistible melty contrast that makes every bite extra special.
How to Make Healthy Pumpkin Chocolate Chip Bread Without Oil Recipe
Step 1: Prepare Your Pan and Oven
Start by preheating your oven to 350°F (175°C). Grease a 9×5 inch loaf pan or line it with parchment paper to ensure your bread doesn’t stick and comes out perfectly formed.
Step 2: Mix the Wet Ingredients
In a large mixing bowl, combine the pumpkin puree, yogurt, eggs, maple syrup (or honey), and vanilla extract. Whisk them all together until smooth and fully blended. This mixture will give your bread moisture and a lovely, rich base flavor, all without using oil.
Step 3: Combine the Dry Ingredients
In a separate bowl, whisk together the flour, baking soda, salt, cinnamon, nutmeg, ginger, and cloves. Mixing the spices ahead ensures an even distribution throughout the bread for that signature seasonal warmth.
Step 4: Blend Wet and Dry Ingredients
Gradually add the dry ingredient mixture to the wet ingredients, stirring gently as you go. It’s important to mix just until everything is combined — overmixing can make the bread tough rather than tender.
Step 5: Fold in Chocolate Chips
Now for the fun part! Gently fold in the chocolate chips, making sure they are evenly scattered throughout the batter. These little pockets of chocolate will melt into sweet surprise as the bread bakes.
Step 6: Pour Batter Into Pan
Pour the batter into your prepared loaf pan, then smooth the top using a spatula. This helps the bread bake evenly and look as inviting as possible.
Step 7: Bake the Bread
Bake for 45 to 55 minutes, checking doneness by inserting a toothpick into the center of the loaf. If it comes out clean or with just a few moist crumbs, your bread is ready to come out of the oven.
Step 8: Cool in the Pan
Once out of the oven, let the bread cool in the pan for about 10 minutes. This step helps the bread settle so it doesn’t break apart when you take it out of the pan.
Step 9: Transfer to Wire Rack to Cool Completely
Carefully remove the bread from the pan and set it on a wire rack to cool completely before slicing. Cooling fully allows the flavors to develop and prevents the bread from becoming gummy.
How to Serve Healthy Pumpkin Chocolate Chip Bread Without Oil Recipe

Garnishes
For a little extra flair, top each slice with a light spread of Greek yogurt or a drizzle of honey. A sprinkle of cinnamon or chopped nuts adds a lovely crunch and aroma that complements the spices inside the bread.
Side Dishes
This bread is a star on its own but pairs beautifully with a steaming cup of coffee, chai tea, or even a cold glass of milk. For a more filling snack, serve it alongside fresh fruit or a small bowl of cottage cheese.
Creative Ways to Present
You can transform this bread into a delightful dessert by making bread pudding or layering slices with cream cheese frosting for a pumpkin-chocolate chip sandwich cake. It also makes a perfect base for gourmet French toast — just lightly toast slices and top with fresh fruit and a dusting of powdered sugar.
Make Ahead and Storage
Storing Leftovers
Wrap the cooled bread tightly in plastic wrap or place it in an airtight container. It will stay fresh at room temperature for 2-3 days, or in the refrigerator for up to a week, keeping the flavors vibrant and the texture soft.
Freezing
This Healthy Pumpkin Chocolate Chip Bread Without Oil Recipe freezes beautifully. Slice the bread first, then wrap individual slices in plastic wrap and store in a freezer-safe bag. They can be frozen for up to 3 months, making a perfect ready-to-go snack anytime.
Reheating
To bring back that fresh-baked warmth, simply toast a slice or microwave it for 15-20 seconds until heated through. If you froze the bread, let it thaw at room temperature before reheating for best results.
FAQs
Can I substitute pumpkin puree with another ingredient?
You can use sweet potato puree or butternut squash puree as alternatives, which will give a similar moisture and flavor profile. However, pumpkin puree remains the star for that classic taste and vibrant color.
Why is there no oil in this pumpkin chocolate chip bread?
This recipe replaces oil with yogurt and pumpkin puree to keep the bread moist and tender while reducing fat content, making it a healthier option without sacrificing flavor or texture.
Can I use whole wheat flour instead of all-purpose flour?
Yes, you can substitute whole wheat flour for a nuttier flavor and added fiber. Just be aware that the bread might be a bit denser and may require a touch more liquid.
How do I know when the bread is fully baked?
Use a toothpick inserted into the center of the loaf—if it comes out clean or with a few moist crumbs (but no wet batter), your bread is done baking and ready to cool.
Are there options for making this recipe vegan?
To make a vegan version, you can replace the eggs with flax eggs and use a plant-based yogurt, along with maple syrup instead of honey. The texture might vary slightly, but it will still be delicious.
Final Thoughts
There is something truly comforting about sinking your teeth into a slice of this Healthy Pumpkin Chocolate Chip Bread Without Oil Recipe on a crisp morning or a quiet afternoon. It manages to feel indulgent without the guilt, thanks to the clever swap of oil for wholesome ingredients. Don’t hesitate to whip this up and share it with friends or family—it might just become one of your go-to treats for the season and beyond.
Print
Healthy Pumpkin Chocolate Chip Bread Without Oil Recipe
- Prep Time: 15 minutes
- Cook Time: 55 minutes
- Total Time: 1 hour 10 minutes
- Yield: 1 loaf (about 8-10 slices)
- Category: Baking
- Method: Baking
- Cuisine: American
- Diet: Low Fat
Description
This Healthy Pumpkin Chocolate Chip Bread recipe offers a deliciously moist and flavorful treat without any added oil. Made with pumpkin puree, Greek yogurt, warm spices, and melty chocolate chips, this loaf is perfect for fall or any time you crave a wholesome sweet snack. It’s naturally sweetened with maple syrup or honey, making it a nutritious option for a breakfast or dessert.
Ingredients
Wet Ingredients
- 1 cup pumpkin puree
- 1/2 cup plain yogurt (Greek or regular)
- 2 large eggs
- 1/2 cup maple syrup or honey
- 1 teaspoon vanilla extract
Dry Ingredients
- 1 1/2 cups all-purpose flour
- 1 teaspoon baking soda
- 1/2 teaspoon salt
- 1 teaspoon ground cinnamon
- 1/2 teaspoon nutmeg
- 1/4 teaspoon ground ginger
- 1/8 teaspoon ground cloves
Add-ins
- 1/2 cup chocolate chips (dark or semi-sweet)
Instructions
- Preheat the oven. Preheat your oven to 350°F (175°C). Grease a 9×5 inch loaf pan or line it with parchment paper to prevent sticking during baking.
- Mix wet ingredients. In a large mixing bowl, combine the pumpkin puree, plain yogurt, eggs, maple syrup or honey, and vanilla extract. Whisk these together thoroughly until the mixture is smooth and fully blended.
- Prepare dry ingredients. In a separate bowl, whisk together the all-purpose flour, baking soda, salt, ground cinnamon, nutmeg, ground ginger, and ground cloves until well combined.
- Combine wet and dry ingredients. Gradually add the dry ingredients into the wet mixture, stirring gently with a spatula or wooden spoon until just combined. Be careful to avoid over-mixing to keep the bread tender.
- Fold in chocolate chips. Carefully fold the chocolate chips into the batter evenly distributing them without breaking them up.
- Pour into loaf pan. Transfer the batter into the prepared loaf pan, smoothing the top with the back of a spatula for even baking.
- Bake the bread. Place the loaf pan in the oven and bake for 45 to 55 minutes, or until a toothpick inserted into the center comes out clean or with a few moist crumbs attached.
- Cool in pan. Remove the pan from the oven and let the bread cool in the pan for about 10 minutes to firm up.
- Transfer to wire rack. Gently take the bread out of the pan and place it on a wire rack to cool completely before slicing. This prevents sogginess and improves texture.
Notes
- For a dairy-free version, substitute the yogurt with a plant-based yogurt.
- Use dark chocolate chips for a richer flavor and slightly less sweetness.
- Storing the bread in an airtight container at room temperature keeps it fresh for up to 3 days.
- The bread can be frozen for up to 2 months; thaw completely before serving.
- Do not over-mix the batter to maintain a tender and moist crumb.

